- Third party: this is the minimum coverage required by the law. It basically covers injuries to other people and damage to property.
- Third-party, fire and theft: this covers the cost of repairs if your car is damaged by fire or stolen.
- Comprehensive: it is more expensive that the above two. It protects other people and protects your car against damage.
- To protect your finances
- It protects your vehicle
- It protects you and others
- Car insurance protects your auto lender
- It saves time