Car insurance is very crucial. Not only does it protect your car in case of an accident, but it also protects you from legal consequences and financial ruin. Every country has laws that state that a person is responsible for any damage in a car accident that he or she causes. If you are involved in an auto accident in New Jersey, it would be best if you hire a New Jersey truck accident lawyer. There are different types of car insurance that a person can select.
- Third party: this is the minimum coverage required by the law. It basically covers injuries to other people and damage to property.
- Third-party, fire and theft: this covers the cost of repairs if your car is damaged by fire or stolen.
- Comprehensive: it is more expensive that the above two. It protects other people and protects your car against damage.
- To protect your finances
- It protects your vehicle
- It protects you and others
- Car insurance protects your auto lender
- It saves time
